MGIC InvestmentMTG +1.15%85 FCF Yield % is 12.18 as of Jun. 26, 2026, which is 1% below its 10-year median of 12.28. GuruFocus rates MTG with a GF Score™ of 85/100 and a GF Value™ of $28.23 (Fairly Valued). The stock has 4 warning signs investors should review. Among 504 Insurance companies, MGIC Investment ranks better than 65.67% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
MGIC Investment FCF Yield % Related Terms
MGIC Investment FCF Yield % Historical Data
* Premium members only.
The historical data trend for MGIC Investment's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, MGIC Investment's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MGIC Investment FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, MGIC Investment's FCF Yield % distribution charts can be found below:
* The bar in red indicates where MGIC Investment's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MGIC Investment (MTG) has a FCF Yield % of 12.18 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on MGIC Investment and its competitors. This is near median its historical median of 12.28. Over the past decade, MGIC Investment's FCF Yield % has ranged from 3.95 to 34.33. According to the industry distribution chart, MGIC Investment ranks #173 out of 504 companies in the Insurance industry, placing it in the top 34.3%.
Is MGIC Investment's FCF Yield % too high?
MGIC Investment's current FCF Yield % of 12.18 is near median its 10-year median of 12.28. Over the past 10 years, this metric has ranged from a low of 3.95 to a high of 34.33. The Insurance industry median FCF Yield % is 7.12. MGIC Investment's value of 12.18 is 71.2% above this industry median. Based on the distribution chart, MGIC Investment ranks #173 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, MGIC Investment has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MGIC Investment's FCF Yield % compare to ESNT and ACT?
According to the Insurance industry distribution chart, MGIC Investment ranks #173 out of 504 companies for FCF Yield %. This puts MGIC Investment in the upper half of its industry. The industry median FCF Yield % is 7.12. MGIC Investment's value of 12.18 is 71.2% above this benchmark. Historically, MGIC Investment's own FCF Yield % has ranged from 3.95 to 34.33 over the past decade. While the company's 10-year median is 12.28 vs. the industry median of 7.12, MGIC Investment has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MGIC Investment's current FCF Yield % of 12.18 is 71.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on MGIC Investment and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MGIC Investment's current FCF Yield % is 12.18, which is near median its own 10-year median of 12.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MGIC Investment stock overvalued right now?
Based on GuruFocus' analysis, MGIC Investment (MTG) is currently considered Fairly Valued. The stock's GF Value™ is $28.23, compared to a current price of $27.36 — trading 3.1% below its estimated fair value. The current FCF Yield % is 12.18, which is near median its 10-year median of 12.28 and 71.2% above the Insurance industry median of 7.12. MGIC Investment's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For MGIC Investment (MTG), the current FCF Yield % is 12.18 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MGIC Investment (MTG) Overvalued in 2026?
Based on GuruFocus' analysis, MGIC Investment stock appears to be undervalued.
The current stock price of $27.36 is trading 3.1% below its estimated GF Value™ of $28.23.
GuruFocus considers MGIC Investment to be Fairly Valued.
Key valuation signals for MTG:
FCF Yield %: 12.18 (near median its 10-year median of 12.28)
GF Value™: $28.23 vs. price of $27.36 (3.1% below fair value)
Industry Position: 71.2% above the Insurance median (#173 of 504)
No single metric tells the full story. See the MTG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MGIC Investment Corp provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services. The insurance premiums that these customers pay for the protection account for close to the majority of the company's total revenue. Investment income accounts for the remaining revenue. The company sells its insurance products in all states of the United States and in Puerto Rico. Its greatest exposure is in California, Florida, Texas, Pennsylvania, Ohio, Illinois, Virginia, North Carolina, Georgia, and New York.
85GF Score
Get the complete analysis for MTG
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MTG has been successfully added to your 
